BY STEVE DINNEN
It’s really a pretty simple breakdown between the two major types of assisted living: Type A, or Type B. Here’s how the Texas Health Care Association distinguishes between the two:
Type A facilities typically care for residents who are capable of caring for themselves, are able to evacuate unassisted if necessary, can follow directions in an emergency, and do not require routine attendance during regular sleeping hours.
Type B facilities care for individuals who need much more assistance with evacuation and emergency situations and require nighttime attendance.
If you’re at a Type A facility and find that your health deteriorates to the point where you require Type B level of care, well, you might have to move.
In either case, an assisted living facility provides individual health and personal care assistance in a home-like environment. The services include meals, laundry, medication supervision and assistance with normal daily activities. Facilities can be large apartment-like settings or small personal homes.
With a Type B plan, some portion of the monthly fee that you pay may be tax-deductible because it involves payment for medical services. Check with your tax professional on this point.